identity theft?

Question

does any body know where i can find information on identity theft or any links

Answer 1

Identity theft is a term first appearing in U.S. literature in the 1990s, leading to the drafting of the Identity Theft and Assumption Deterrence Act.



In 1998,The Federal Trade Commission appeared before the Subcommittee on Technology, Terrorism and Government Information of the Committee of the Judiciary, United States Senate. The FTC highlighted the concerns of consumers for financial crimes exploiting their credit worthiness to commit loan fraud, mortgage fraud, lines-of-credit fraud, credit card fraud, commodities and services frauds.

Answer 2

Identity Theft Victims: Immediate Steps

http://www.consumer.gov/idtheft/con_steps.htm



Law Enforcement Resources

http://www.consumer.gov/idtheft/law_resources.htm



The Identity Theft Assistance Center (ITAC) is a cooperative private sector initiative that provides a free victim assistance service for customers of its member companies, and shares data with the FTC and other law enforcement agencies

http://www.identitytheftassistance.org/index.html



* Internet Crime Prevention Tips

http://www.ic3.gov/preventiontips.aspx

* Internet Crime Schemes

http://www.ic3.gov/crimeschemes.aspx



ADDITIONAL INFORMATION ON IDENTIFY THEFT:

Federal Trade Commission

http://www.consumer.gov/idtheft/

Identity Theft Resource Center

http://www.identitytheft.org/



Identity Theft Help Sites:



* http://www.consumer.gov/idtheft/

* http://www.identity-theft-help.us/

* http://www.identitytheft.org/

* http://www.usdoj.gov/criminal/fraud/idtheft.html

* http://www.ifccfbi.gov/index.asp

* http://www.ftc.gov/bcp/conline/pubs/alerts/phishingalrt.htm

Answer 3

Here are some links to different sources of information:

Here's the FTC's Identity Theft site:

http://www.ftc.gov/bcp/edu/microsites/idtheft/



I.D. Theft Prevention and Survival:

http://www.identitytheft.org/

Answer 4

That's an easy question to answer!

You can simply go to this site :http://identity-theft.mygeneralknowledge.com/ and visit the huge library of articles on identity theft and the various ways to prevent it!

Answer 5

If you need more help with identity theft check out http://identitytheftnow.com

Answer 6

Free info at

http://www.identitytheftbenefits.com

Answer 7

they are right, but dell gets the 10 points...

--------------

--10 MILLION people per year are victims of Identity Theft.



--Todays growing target for criminals; are children and teens identities (SS#). Why? Because parents never think to check/protect their childrens reports.



1) run a free credit report from each agency (your allowed one free one per year, per agency). you need to know, so you need to get them.

2) Check your childrens also (check the link below as to how to)

3) if ID Theft has occurred, you need to make a police report first. the rest of what you need to do, is listed in the links below (with GREAT info too).

4) some states allow you to 'lock' or 'freeze' credit reports; to protect against theft. if your state allows it, lock 'em down. that way, no one can open an account on them.

5) once you discover their credit reports have activity on them, then contact each credit reporting agency (the 3 major ones) and report the ID Theft... and request they lock the reports (usually they automatically do it, but ask for it anyway).



REMEMBER; you are only allowed to run credit reports on YOURSELF and YOUR MINOR CHILDREN (NO, not when they are adults).



To run a report on anyone else, they have to authorize it, and you better have proof of that authorization. If you do it without their knowledge, you are legally liable and they can not only report you to the state/federal authorities, but they may decide to sue you in a court of law.

http://www.ftc.gov/credit/

http://www.ftc.gov/privacy/index.html



http://www.ftc.gov/os/2002/05/67fr36585.pdf

“…security or integrity of such records; and

protect against unauthorized access to

or use of such records or information

that could result in substantial harm or

inconvenience to any customer.

EFFECTIVE DATE: This rule is effective on

May 23, 2003.”





'Active Duty' Alerts Help Protect Military

Personnel from Identity Theft

http://www.ftc.gov/bcp/conline/pubs/alerts/dutyalrt.htm







ID THEFT HELP/ INFO

http://www.usdoj.gov/criminal/fraud/idtheft.html

http://www.ic3.gov/

http://www.consumer.gov/idtheft/con_steps.htm

http://www.idtheftcenter.org/index.shtml

http://www.ftc.gov/bcp/edu/microsites/idtheft/

http://www.ftc.gov/bcp/conline/edcams/credit/index.html

http://www.fraudguides.com/consumer-identity-theft-children.asp

http://www.ripoffreport.com/

http://www.fightidentitytheft.com/

http://www.ncpc.org/media/current.php

https://rn.ftc.gov/pls/dod/widtpubl$.startup?Z_ORG_CODE=PU03

http://www.myidfix.com/

http://www.identitytheftassistance.org/index.html

http://identitytheftnow.com/





ORDERING CHILDRENS REPORTS

(yes, its free)

https://www.annualcreditreport.com/cra/helpfaq



ORDERING YOURS: ONLINE, PHONE, MAIL

(yes, its free)

https://www.annualcreditreport.com/cra/order



FAQ ABOUT CREDIT REPORTS

https://www.annualcreditreport.com/cra/helpfaq



FAIR DEBT COLLECTION

http://www.ftc.gov/bcp/conline/pubs/credit/fdc.htm



STATUTE OF LIMITATIONS

http://www.fair-debt-collection.com/statue-limitations-explained.html

EACH STATES SoL

http://www.fair-debt-collection.com/statue-limitations.html

http://www.fair-credit-reporting.com/credit-laws/credit-reporting-periods.html



CAPITAL ONE

http://articles.moneycentral.msn.com/Banking/YourCreditRating/WeirdStuffThatHurtsYourCredit.aspx?GT1=8885

Capital One refuses to report its customers' credit limits to the three major credit bureaus. Instead, the bureaus use the highest balance a customer has charged as a proxy for the limit.



As a result, the customers' all-important "debt utilization ratios" -- the portion of their available credit these borrowers are actually using -- can appear artificially high. That can depress borrowers' credit scores, the three-digit numbers lenders use to help determine creditworthiness.



Lower credit scores can mean higher interest rates on mortgages, car loans and other borrowing, as well as potentially higher insurance premiums, since many insurers also use credit-scoring systems to help gauge risk.





CREDIT REPORT INFO / REPAIRS / DISPUTES

http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre21.htm

http://www.kiplinger.com/columns/starting/archive/2007/st0221.htm

http://www.bankrate.com/brm/news/cc/20040116b1.asp

https://www.annualcreditreport.com/cra/helpfaq

http://www.bankrate.com/brm/news/forms/credit-report-error-fix.asp

http://www.bankrate.com/brm/news/bankruptcy/20070313_credit_report_stains_a1.asp

http://www.bankrate.com/brm/news/forms/credit-report-error-fix.txt

http://bankrate.com/

http://www.occ.treas.gov/customer.htm



TO ORDER A FREE CREDIT REPORT

(all three are free once a year)



Equifax

P.O. Box 740241

Atlanta, GA 30374

www.equifax.com

1-800-685-1111

_______________

Experian

P.O. Box 19719

Irvine, CA 92623

www.experian.com

1-888-397-3742

_______________

TransUnion

P.O. Box 2000

Chester, PA 19022

www.transunion.com

1-800-916-8800





FIND YOUR REPS

http://www.usa.gov/

http://www.usa.gov/Agencies/State_and_Territories.shtml

http://www.nga.org

http://www.naag.org/attorneys_general.php

http://judiciary.senate.gov/